PaisaWayCheck Eligibility
Loan Against Property

Unlock the Value of Your Property

Get high-value loans at low interest rates by leveraging your residential or commercial property. Compare offers from 50+ lenders.

8.5%
Starting Rate
₹10Cr+
Max Loan Amount
20 Yrs
Max Tenure
70%
LTV Ratio

Why Choose LAP with PaisaWay?

Leverage your property to access large funds at competitive rates

Lower Interest Rates

Secured loans offer significantly lower rates compared to personal loans

High Loan Amount

Borrow up to 70% of your property's market value

Flexible End Use

Use funds for business expansion, education, medical, or any purpose

Long Repayment Tenure

Repayment periods up to 20 years for comfortable EMIs

Eligibility Criteria

Basic requirements to apply for a Loan Against Property

  • Age: 25-65 years
  • Minimum income: ₹3 lakhs per annum
  • Property must be in the applicant's name with clear title
  • CIBIL score: 650 or above preferred
  • Residential, commercial, or industrial property accepted

Required Documents

Keep these documents ready for a smooth application

  • PAN Card & Aadhaar Card
  • Salary slips / ITR for last 2-3 years
  • Bank statements for last 6 months
  • Property documents (sale deed, title deed, etc.)
  • Passport-size photographs
  • Business proof (for self-employed)

Frequently Asked Questions

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Compare loan against property rates from 50+ lenders. No impact on your CIBIL score.

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