EMI Calculator

Calculate Your Loan EMI

Plan your finances better by calculating your monthly EMI, total interest, and payment schedule

Personal Loan Calculator

Adjust the sliders or enter values to calculate your EMI

Loan Amount

₹

₹50K₹40L

Interest Rate (% p.a.)

10%24%

Loan Tenure (months)

12 months (1 yr)60 months (5 yr)

EMI Breakdown

Your monthly payment and total costs

Monthly EMI

₹16,607

Principal Amount

₹5.00 L

Total Interest

₹97,852

Total Payment

₹5.98 L

Principal vs Interest84% / 16%

PrincipalInterest

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Tips to Reduce Your EMI

Smart strategies to manage your loan better

Improve Credit Score

A higher CIBIL score (750+) helps you negotiate better interest rates

Make Prepayments

Prepaying reduces principal, which lowers either EMI or tenure

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Even 0.5% lower rate can save lakhs over the loan tenure

Frequently Asked Questions

Learn more about EMI and loan calculations

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Calculate Your Loan EMI

Tips to Reduce Your EMI

Improve Credit Score

Make Prepayments

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Frequently Asked Questions

What is EMI?

How is EMI calculated?

What factors affect my EMI?

Should I opt for a longer tenure to reduce EMI?

Can I prepay my loan to reduce EMI burden?

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